In Hand Salary Calculator In-hand Salary Calculator Estimate your monthly take-home salary from Annual CTC. (Assumes CTC includes employer PF and bonus if selected.) Cost to Company (Annual CTC) (₹) Bonus included in CTC (%) Enter 0 if no bonus included Monthly Employer PF (₹) Monthly Employee PF (₹) Monthly Professional Tax (₹) Monthly Income Tax / TDS (₹) — optional If blank, the calculator will estimate tax using the selected regime. Tax regime New Tax Regime (default) Old Tax Regime (with deductions) Choose which regime to use for tax estimation. 80C investments (annual, ₹) — only for Old regime 80C cap: ₹1,50,000 (applies only under Old regime). Monthly Additional Deduction (₹) Show detailed breakdown Yes No (compact) Calculate In-hand Reset Take-home & Breakdown Copy Summary Notes: Monthly gross excludes employer contributions (employer PF) — those are part of CTC but not part of monthly payout. Old regime: standard deduction ₹50,000 + 80C (capped ₹1,50,000) are considered in this estimator. New regime: fewer deductions are available — this estimator uses new-regime slabs and minimal deductions. Results are indicative; check the official tax notifications for precise rules.